Aryan Mishra, Dr. Sneha Raghuvanshi (2025) “Digital Payment System and the Transformation of Retail Investment in India: The role of NPCI”, International Journal of Advanced Research in Multidisciplinary Sciences eISSN 2581-8996 , 8, pp. 59–66. Available at: https://journal.ijarms.org/index.php/ijarms/article/view/713 (Accessed: 4 July 2025).